Life underwriting margin increased 24% to $481.6 million, and health underwriting margin rose 25% to $108.4 million. At the segment level, American Income posted a life underwriting margin of $261.1 million, Liberty National $70.3 million, and Direct to Consumer $113.7 million. Family Heritage recorded $50.6 million in health underwriting margin, up 49% from a year earlier.
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